On 29 November 2006, a two-judge bench of the Supreme Court held that the SARFAESI Act 2002 and the RDDBFI Act 1993 are complementary, not mutually exclusive: a secured creditor may simultaneously prosecute a Debts Recovery Tribunal Original Application under Section 19 of the 1993 Act and a Section 13 SARFAESI enforcement without first withdrawing the OA. The doctrine of election does not apply. The first proviso to Section 19(1) of the 1993 Act does not require withdrawal as a condition precedent — the Section 13(2) notice is a show-cause step, not 'action' within the meaning of the proviso. Section 13(4) 'possession' extends to physical possession.